TOP TEN CREDIT CARD IN SINGAPORE

Here are the top 10 credit cards in Singapore, based on factors such as rewards, cashback, annual fees, and other benefits:

1. DBS Live Fresh Card
2. Citi Cash Back Card
3. OCBC 365 Credit Card
4. Standard Chartered Unlimited Cashback Card
5. American Express True Cashback Card
6. HSBC Revolution Credit Card
7. UOB One Card
8. Maybank Platinum Visa Card
9. POSB Everyday Card
10. SCB Rewards+ Card

It’s important to note that the best credit card for you will depend on your individual spending habits, preferences, and lifestyle. Be sure to compare the features and benefits of each card before choosing the one that’s right for you.

DBS Live Fresh Card

The DBS Live Fresh Card is a popular credit card in Singapore that offers a range of benefits, including:

• Cashback: You can earn up to 5% cashback on online shopping, contactless payments, and Visa payWave transactions.
• Dining discounts: You can enjoy up to 50% off at participating restaurants with the DBS Lifestyle App.
• Travel promotions: You can get exclusive travel deals and discounts on hotel bookings, flight tickets, and travel packages.
• Entertainment privileges: You can enjoy discounts and priority booking for concerts, events, and attractions.
• Mobile payments: You can make payments with your mobile phone using Apple Pay, Google Pay, or Samsung Pay.
• Flexibility: You can choose to pay your credit card bills in full or in installments, depending on your financial situation.
• No annual fee: The DBS Live Fresh Card has no annual fee for the first year, and subsequent years are waived with a minimum spend.

Overall, the DBS Live Fresh Card is a versatile credit card that offers great rewards and benefits for everyday spending, dining, travel, and entertainment.

Citi Cash Back Card

The Citi Cash Back Card is a popular credit card in Singapore that offers a range of benefits, including:

• Cashback: You can earn up to 8% cashback on dining, groceries, petrol, and Grab rides.
• Entertainment privileges: You can enjoy exclusive discounts and deals on movies, concerts, and attractions.
• Travel promotions: You can get exclusive travel deals and discounts on hotel bookings, flight tickets, and travel packages.
• Mobile payments: You can make payments with your mobile phone using Apple Pay, Samsung Pay, or Google Pay.
• Flexibility: You can choose to pay your credit card bills in full or in installments, depending on your financial situation.
• Easy redemption: You can redeem your cashback easily through the Citi Mobile app or online banking platform.
• No annual fee: The Citi Cash Back Card has no annual fee for the first year, and subsequent years are waived with a minimum spend.

Overall, the Citi Cash Back Card is a great credit card for those who spend a lot on dining, groceries, petrol, and Grab rides. The high cashback rates and easy redemption make it a popular choice among Singaporean consumers.

OCBC 365 Credit Card

The OCBC 365 Credit Card is a popular credit card in Singapore that offers a range of benefits, including:

• Cashback: You can earn up to 6% cashback on dining, groceries, petrol, and online purchases, and 3% cashback on telecom and utility bills.
• Entertainment privileges: You can enjoy discounts and deals on movies, concerts, and attractions.
• Travel promotions: You can get exclusive travel deals and discounts on hotel bookings, flight tickets, and travel packages.
• Mobile payments: You can make payments with your mobile phone using Apple Pay, Samsung Pay, or Google Pay.
• Flexibility: You can choose to pay your credit card bills in full or in installments, depending on your financial situation.
• Easy redemption: You can redeem your cashback easily through the OCBC mobile app or online banking platform.
• No annual fee: The OCBC 365 Credit Card has no annual fee for the first two years, and subsequent years are waived with a minimum spend.

Overall, the OCBC 365 Credit Card is a great credit card for those who spend a lot on dining, groceries, petrol, and online purchases. The high cashback rates and easy redemption make it a popular choice among Singaporean consumers.

Standard Chartered Unlimited Cashback Card

The Standard Chartered Unlimited Cashback Card is a popular credit card in Singapore that offers a range of benefits, including:

• Cashback: You can earn 1.5% cashback on all eligible purchases, with no cap on the amount you can earn.
• Mobile payments: You can make payments with your mobile phone using Apple Pay, Samsung Pay, or Google Pay.
• Travel promotions: You can get exclusive travel deals and discounts on hotel bookings, flight tickets, and travel packages.
• Entertainment privileges: You can enjoy discounts and deals on movies, concerts, and attractions.
• Flexibility: You can choose to pay your credit card bills in full or in installments, depending on your financial situation.
• No annual fee: The Standard Chartered Unlimited Cashback Card has no annual fee for the first two years, and subsequent years are waived with a minimum spend.
• Contactless payments: You can make contactless payments with your credit card, which is convenient and secure.

Overall, the Standard Chartered Unlimited Cashback Card is a great credit card for those who want a simple and straightforward cashback program. The unlimited 1.5% cashback on all purchases, combined with the other benefits, make it a popular choice among Singaporean consumers.

American Express True Cashback Card

The American Express True Cashback Card is a popular credit card in Singapore that offers a range of benefits, including:

• Cashback: You can earn 1.5% cashback on all eligible purchases, with no cap on the amount you can earn.
• Welcome bonus: You can get a welcome bonus of up to S$120 when you apply and spend a minimum amount within the first three months.
• Mobile payments: You can make payments with your mobile phone using Apple Pay, Samsung Pay, or Google Pay.
• Travel promotions: You can get exclusive travel deals and discounts on hotel bookings, flight tickets, and travel packages.
• Entertainment privileges: You can enjoy discounts and deals on movies, concerts, and attractions.
• Flexibility: You can choose to pay your credit card bills in full or in installments, depending on your financial situation.
• No annual fee: The American Express True Cashback Card has no annual fee for the first year, and subsequent years are waived with a minimum spend.

Overall, the American Express True Cashback Card is a great credit card for those who want a simple and straightforward cashback program with a welcome bonus. The 1.5% cashback on all purchases, combined with the other benefits, make it a popular choice among Singaporean consumers.

HSBC Revolution Credit Card

The HSBC Revolution Credit Card is a popular credit card in Singapore that offers a range of benefits, including:

• Rewards points: You can earn 1 reward point for every S$1 spent on eligible purchases. These points can be redeemed for a variety of rewards, including shopping vouchers, dining vouchers, and air miles.
• Welcome bonus: You can get a welcome bonus of up to S$200 in cashback when you apply and spend a minimum amount within the first three months.
• Mobile payments: You can make payments with your mobile phone using Apple Pay, Samsung Pay, or Google Pay.
• Travel promotions: You can get exclusive travel deals and discounts on hotel bookings, flight tickets, and travel packages.
• Entertainment privileges: You can enjoy discounts and deals on movies, concerts, and attractions.
• Flexibility: You can choose to pay your credit card bills in full or in installments, depending on your financial situation.
• No annual fee: The HSBC Revolution Credit Card has no annual fee for the first two years, and subsequent years are waived with a minimum spend.

Overall, the HSBC Revolution Credit Card is a great credit card for those who want to earn rewards points for their purchases. The welcome bonus, mobile payments, and other benefits make it a popular choice among Singaporean consumers.

UOB One Card

The UOB One Card is a popular credit card in Singapore that offers a range of benefits, including:

• Cashback: You can earn up to 5% cashback on all eligible purchases, with a minimum spend of S$500 per statement month.
• Fuel savings: You can get up to 24% off on petrol at selected petrol stations in Singapore.
• Grocery savings: You can get up to 10% off on groceries at selected supermarkets in Singapore.
• Dining privileges: You can enjoy discounts and deals at selected restaurants in Singapore.
• Mobile payments: You can make payments with your mobile phone using Apple Pay, Samsung Pay, or Google Pay.
• Flexibility: You can choose to pay your credit card bills in full or in installments, depending on your financial situation.
• No annual fee: The UOB One Card has no annual fee for the first year, and subsequent years are waived with a minimum spend.

Overall, the UOB One Card is a great credit card for those who want to earn cashback on their purchases, especially on fuel and groceries. The dining privileges, mobile payments, and other benefits make it a popular choice among Singaporean consumers.

Maybank Platinum Visa Card

The Maybank Platinum Visa Card is a credit card in Singapore that offers a range of benefits, including:

• Rewards points: You can earn 1 reward point for every S$1 spent on eligible purchases. These points can be redeemed for a variety of rewards, including shopping vouchers, dining vouchers, and air miles.
• Cashback: You can earn up to 3.33% cashback on all eligible purchases, with a minimum spend of S$300 per month.
• Welcome bonus: You can get a welcome bonus of up to S$100 in cash credit when you apply and spend a minimum amount within the first two months.
• Dining privileges: You can enjoy discounts and deals at selected restaurants in Singapore.
• Mobile payments: You can make payments with your mobile phone using Apple Pay, Samsung Pay, or Google Pay.
• Travel insurance: You can get complimentary travel insurance coverage of up to S$500,000 when you charge your travel tickets to your Maybank Platinum Visa Card.
• Flexibility: You can choose to pay your credit card bills in full or in installments, depending on your financial situation.
• No annual fee: The Maybank Platinum Visa Card has no annual fee for the first year, and subsequent years are waived with a minimum spend.

Overall, the Maybank Platinum Visa Card is a great credit card for those who want to earn rewards points and cashback on their purchases. The welcome bonus, dining privileges, travel insurance, and other benefits make it a popular choice among Singaporean consumers.

POSB Everyday Card

The POSB Everyday Card is a popular credit card in Singapore that offers a range of benefits, including:

• Cashback: You can earn up to 6% cashback on eligible purchases at supermarkets, online food delivery, and transport services, with a minimum spend of S$800 per month.
• Dining privileges: You can enjoy discounts and deals at selected restaurants in Singapore.
• Mobile payments: You can make payments with your mobile phone using Apple Pay, Samsung Pay, or Google Pay.
• Health and wellness benefits: You can get discounts and deals on health and wellness services, such as gym memberships, health screenings, and dental services.
• Flexibility: You can choose to pay your credit card bills in full or in installments, depending on your financial situation.
• No annual fee: The POSB Everyday Card has no annual fee for the first year, and subsequent years are waived with a minimum spend.
• Linkpoints: You can earn Linkpoints when you use your POSB Everyday Card at participating merchants. These points can be redeemed for shopping vouchers and discounts.

Overall, the POSB Everyday Card is a great credit card for those who want to earn cashback on their everyday purchases, especially at supermarkets and for transport services. The dining privileges, mobile payments, health and wellness benefits, and other benefits make it a popular choice among Singaporean consumers.

SCB Rewards+ Card

The SCB Rewards+ Card is a credit card in Singapore that offers a range of benefits, including:

• Rewards points: You can earn up to 10X rewards points for every S$1 spent on eligible purchases, with no minimum spend required. These points can be redeemed for a variety of rewards, including shopping vouchers, dining vouchers, and air miles.
• Welcome bonus: You can get a welcome bonus of up to 80,000 rewards points when you apply and spend a minimum amount within the first two months.
• Dining privileges: You can enjoy discounts and deals at selected restaurants in Singapore.
• Travel benefits: You can get complimentary travel insurance coverage when you charge your travel tickets to your SCB Rewards+ Card. You can also enjoy up to 50% off your hotel bookings at selected hotels worldwide.
• Mobile payments: You can make payments with your mobile phone using Apple Pay, Samsung Pay, or Google Pay.
• Flexibility: You can choose to pay your credit card bills in full or in installments, depending on your financial situation.
• No annual fee: The SCB Rewards+ Card has no annual fee for the first year, and subsequent years are waived with a minimum spend.

Overall, the SCB Rewards+ Card is a great credit card for those who want to earn rewards points on their purchases, especially with no minimum spend required. The welcome bonus, dining privileges, travel benefits, and other benefits make it a popular choice among Singaporean consumers.