TOP TEN CREDIT CARD IN PHILIPPINES

BDO Visa Platinum – This card is great for high spenders with its generous rewards program, travel benefits, and exclusive privileges.
Citibank PremierMiles – This card is perfect for travelers, offering great rewards for travel-related expenses and access to airport lounges.
Metrobank World Mastercard – This card offers cashback on all purchases, as well as travel and lifestyle perks, making it a great all-around card.
HSBC Gold Visa – This card offers great discounts and cashback for dining and shopping, as well as travel perks, making it a popular choice for everyday spending.
PNB-PAL Mabuhay Miles World Mastercard – This card is great for frequent flyers with its rewards program that allows you to earn miles for every purchase.
EastWest Bank Platinum Mastercard – This card offers cashback on all purchases, as well as exclusive perks for travel and dining.
Security Bank Platinum Mastercard – This card offers generous rewards for dining and shopping, as well as travel perks, making it a popular choice for those who love to travel and dine out.
BPI Family Credit Card – This card offers cashback and rewards for shopping and dining, as well as exclusive deals for BPI customers.
UnionBank Platinum Mastercard – This card offers great rewards for travel and dining, as well as cashback on all other purchases, making it a versatile card for all spending needs.
RCBC Bankard World Mastercard – This card offers cashback and rewards for dining and shopping, as well as travel perks and exclusive privileges.

BDO Visa Platinum

The BDO Visa Platinum credit card offers several benefits to cardholders in the Philippines, including:

Generous rewards program – Cardholders can earn points for every purchase made using the card, which can be redeemed for a wide range of rewards, including travel, dining, shopping, and more.
Travel benefits – Cardholders can enjoy exclusive privileges such as airport lounge access, travel insurance coverage, and discounts on airfare and hotel bookings.
Lifestyle perks – The card offers a variety of lifestyle benefits, such as discounts at partner merchants, exclusive access to events, and special promotions.
24/7 Concierge Service – The card comes with a 24/7 concierge service that can assist with travel arrangements, booking reservations, and more.
Discounts and privileges – Cardholders can enjoy discounts and privileges at partner merchants, restaurants, and hotels both locally and abroad.
Priority Pass Membership – Cardholders are eligible for a Priority Pass membership, which gives them access to over 1,000 airport lounges worldwide.
Enhanced security features – The card is equipped with enhanced security features, such as the BDO Secure Online Shopping and the BDO One-Time Password, to protect cardholders against fraud and unauthorized transactions.

Overall, the BDO Visa Platinum credit card offers a wide range of benefits that can cater to the needs of high spenders and frequent travelers in the Philippines.

Citibank PremierMiles

The Citibank PremierMiles credit card offers several benefits to cardholders in the Philippines, including:

Generous rewards program – Cardholders can earn miles for every purchase made using the card, which can be redeemed for flights, hotel stays, car rentals, and more.
Travel benefits – Cardholders can enjoy exclusive privileges such as airport lounge access, travel insurance coverage, and discounts on airfare and hotel bookings.
Dining and entertainment privileges – The card offers a variety of dining and entertainment benefits, such as discounts at partner restaurants and cinemas, and access to exclusive events.
24/7 Concierge Service – The card comes with a 24/7 concierge service that can assist with travel arrangements, booking reservations, and more.
Citi World Privileges – Cardholders can enjoy discounts and privileges at partner merchants, restaurants, and hotels both locally and abroad, through the Citi World Privileges program.
Enhanced security features – The card is equipped with enhanced security features, such as the Citi Alerts and the EMV chip, to protect cardholders against fraud and unauthorized transactions.
Easy and flexible redemption options – Cardholders can easily redeem their miles through the Citibank website or mobile app, and can choose from a wide range of redemption options that suit their needs.

Overall, the Citibank PremierMiles credit card offers a wide range of benefits that can cater to the needs of frequent travelers and those who enjoy dining and entertainment in the Philippines.

Metrobank World Mastercard

The Metrobank World Mastercard credit card offers several benefits to cardholders in the Philippines, including:

Cashback rewards program – Cardholders can earn cashback on all their purchases, including local and international transactions.
Travel and lifestyle perks – The card offers a variety of travel and lifestyle benefits, such as access to airport lounges, travel insurance coverage, and discounts at partner hotels and resorts.
Dining and entertainment privileges – Cardholders can enjoy exclusive discounts and privileges at partner restaurants, cinemas, and other entertainment venues.
Metrobank Rewards Plus – Cardholders can earn and redeem points for every purchase made using the card, which can be used to redeem rewards such as gadgets, appliances, and gift certificates.
24/7 Concierge Service – The card comes with a 24/7 concierge service that can assist with travel arrangements, booking reservations, and more.
Enhanced security features – The card is equipped with enhanced security features, such as the EMV chip, to protect cardholders against fraud and unauthorized transactions.
Easy and convenient payment options – Cardholders can enjoy a wide range of payment options, such as automatic billing and online payments, for added convenience.

Overall, the Metrobank World Mastercard credit card offers a variety of benefits that cater to the needs of cardholders who enjoy travel, dining, and entertainment in the Philippines, as well as those who want to earn cashback and rewards on their everyday purchases.

HSBC Gold Visa

The HSBC Gold Visa credit card offers several benefits to cardholders in the Philippines, including:

Low interest rates – The card offers one of the lowest interest rates in the market, making it an ideal choice for those who want to save on finance charges.
Balance transfer facility – Cardholders can transfer their high-interest credit card balances to the HSBC Gold Visa credit card at a lower interest rate, allowing them to save on interest charges.
Easy cash withdrawals – Cardholders can withdraw cash from ATMs using their HSBC Gold Visa credit card, and enjoy low cash advance fees and interest rates.
Zero annual fees – The card has no annual fees, allowing cardholders to save on annual charges.
Discounts and privileges – Cardholders can enjoy discounts and privileges at partner merchants, restaurants, and hotels both locally and abroad.
Enhanced security features – The card is equipped with enhanced security features, such as the EMV chip and the HSBC Fraud Protection Guarantee, to protect cardholders against fraud and unauthorized transactions.
Wide acceptance – The HSBC Gold Visa credit card is widely accepted in the Philippines and abroad, making it a convenient payment option for travelers.

Overall, the HSBC Gold Visa credit card offers a range of benefits that cater to the needs of those who want to save on interest charges and enjoy discounts and privileges at partner merchants in the Philippines and abroad.

PNB-PAL Mabuhay Miles World Mastercard

The PNB-PAL Mabuhay Miles World Mastercard credit card offers several benefits to cardholders in the Philippines, including:

Generous rewards program – Cardholders can earn Mabuhay Miles for every purchase made using the card, which can be redeemed for flights, hotel stays, car rentals, and other travel-related expenses.
Travel benefits – The card offers a variety of travel benefits, such as airport lounge access, travel insurance coverage, and discounts on airfare and hotel bookings.
Dining and entertainment privileges – Cardholders can enjoy exclusive discounts and privileges at partner restaurants, cinemas, and other entertainment venues.
PNB-PAL Mabuhay Miles Elite Status – Cardholders can earn Elite Status with the Mabuhay Miles program, which offers additional privileges such as priority check-in, additional baggage allowance, and more.
24/7 Concierge Service – The card comes with a 24/7 concierge service that can assist with travel arrangements, booking reservations, and more.
Enhanced security features – The card is equipped with enhanced security features, such as the EMV chip and the PNB Fraud Protection Guarantee, to protect cardholders against fraud and unauthorized transactions.
Easy and flexible redemption options – Cardholders can easily redeem their Mabuhay Miles through the PAL website or mobile app, and can choose from a wide range of redemption options that suit their needs.

Overall, the PNB-PAL Mabuhay Miles World Mastercard credit card offers a range of benefits that cater to the needs of frequent travelers and those who enjoy dining and entertainment in the Philippines, while also offering a generous rewards program that allows cardholders to earn Mabuhay Miles for every purchase made using the card.

EastWest Bank Platinum Mastercard

The EastWest Bank Platinum Mastercard credit card offers several benefits to cardholders in the Philippines, including:

Generous rewards program – Cardholders can earn Rewards Points for every purchase made using the card, which can be redeemed for a wide range of rewards, such as shopping vouchers, airline miles, and more.
Travel and lifestyle perks – The card offers a variety of travel and lifestyle benefits, such as access to airport lounges, travel insurance coverage, and discounts at partner hotels and resorts.
Dining and entertainment privileges – Cardholders can enjoy exclusive discounts and privileges at partner restaurants, cinemas, and other entertainment venues.
Zero annual fees – The card has no annual fees, allowing cardholders to save on annual charges.
Enhanced security features – The card is equipped with enhanced security features, such as the EMV chip and the EastWest Fraud Protection Guarantee, to protect cardholders against fraud and unauthorized transactions.
Easy and flexible payment options – Cardholders can enjoy a wide range of payment options, such as automatic billing and online payments, for added convenience.
24/7 Customer Service – The card comes with a 24/7 Customer Service that can assist with any queries, such as balance inquiries, bill payments, and more.

Overall, the EastWest Bank Platinum Mastercard credit card offers a range of benefits that cater to the needs of those who want to earn rewards and enjoy travel, dining, and entertainment perks in the Philippines, while also offering a no-annual-fee feature and enhanced security features to protect cardholders against fraud and unauthorized transactions.

Security Bank Platinum Mastercard

The Security Bank Platinum Mastercard credit card offers several benefits to cardholders in the Philippines, including:

Generous rewards program – Cardholders can earn Rewards Points for every purchase made using the card, which can be redeemed for a wide range of rewards, such as shopping vouchers, airline miles, and more.
Travel and lifestyle perks – The card offers a variety of travel and lifestyle benefits, such as access to airport lounges, travel insurance coverage, and discounts at partner hotels and resorts.
Dining and entertainment privileges – Cardholders can enjoy exclusive discounts and privileges at partner restaurants, cinemas, and other entertainment venues.
Zero annual fees – The card has no annual fees for life, allowing cardholders to save on annual charges.
Enhanced security features – The card is equipped with enhanced security features, such as the EMV chip and the Security Bank Fraud Protection Guarantee, to protect cardholders against fraud and unauthorized transactions.
Easy and flexible payment options – Cardholders can enjoy a wide range of payment options, such as automatic billing and online payments, for added convenience.
Priority Pass membership – Cardholders can enjoy a Priority Pass membership, which provides access to more than 1,000 airport lounges worldwide.
Concierge Service – The card comes with a concierge service that can assist with travel arrangements, booking reservations, and more.

Overall, the Security Bank Platinum Mastercard credit card offers a range of benefits that cater to the needs of those who want to earn rewards and enjoy travel, dining, and entertainment perks in the Philippines and abroad, while also offering a no-annual-fee-for-life feature, enhanced security features, and priority pass membership.

BPI Family Credit Card

The BPI Family Credit Card offers several benefits to cardholders in the Philippines, including:

Generous rewards program – Cardholders can earn Real Thrills Rewards Points for every purchase made using the card, which can be redeemed for a wide range of rewards, such as shopping vouchers, airline miles, and more.
Discounts and privileges – The card offers exclusive discounts and privileges at partner merchants, including restaurants, retail shops, and travel-related services.
Easy installment programs – Cardholders can take advantage of easy installment programs at partner merchants, allowing them to pay for their purchases in affordable monthly installments.
Contactless payments – The card comes equipped with contactless payment technology, allowing cardholders to make quick and secure payments using their mobile devices.
Enhanced security features – The card is equipped with enhanced security features, such as the EMV chip and the BPI Fraud Protection Guarantee, to protect cardholders against fraud and unauthorized transactions.
Zero annual fees – The card has no annual fees for life, allowing cardholders to save on annual charges.
Flexible payment options – Cardholders can enjoy a wide range of payment options, such as online payments and automatic billing, for added convenience.
24/7 customer service – The card comes with a 24/7 customer service that can assist with any queries, such as balance inquiries, bill payments, and more.

Overall, the BPI Family Credit Card offers a range of benefits that cater to the needs of those who want to earn rewards and enjoy discounts and privileges on everyday purchases in the Philippines, while also offering a no-annual-fee-for-life feature, contactless payment technology, enhanced security features, and flexible payment options.

UnionBank Platinum Mastercard

The UnionBank Platinum Mastercard credit card offers several benefits to cardholders in the Philippines, including:

Generous rewards program – Cardholders can earn points for every purchase made using the card, which can be redeemed for a wide range of rewards, such as shopping vouchers, airline miles, and more.
Travel and lifestyle perks – The card offers a variety of travel and lifestyle benefits, such as access to airport lounges, travel insurance coverage, and discounts at partner hotels and resorts.
Dining and entertainment privileges – Cardholders can enjoy exclusive discounts and privileges at partner restaurants, cinemas, and other entertainment venues.
Zero annual fees – The card has no annual fees for life, allowing cardholders to save on annual charges.
Enhanced security features – The card is equipped with enhanced security features, such as the EMV chip and the UnionBank Fraud Protection Guarantee, to protect cardholders against fraud and unauthorized transactions.
Easy and flexible payment options – Cardholders can enjoy a wide range of payment options, such as automatic billing and online payments, for added convenience.
Priority Pass membership – Cardholders can enjoy a Priority Pass membership, which provides access to more than 1,000 airport lounges worldwide.
Concierge Service – The card comes with a concierge service that can assist with travel arrangements, booking reservations, and more.
Cashback – Cardholders can earn cashback on specific spending categories, such as dining or shopping, which is automatically credited to their account.

Overall, the UnionBank Platinum Mastercard credit card offers a range of benefits that cater to the needs of those who want to earn rewards and enjoy travel, dining, and entertainment perks in the Philippines and abroad, while also offering a no-annual-fee-for-life feature, enhanced security features, and priority pass membership. Additionally, the card offers cashback rewards, making it a great choice for those who want to earn cashback on their everyday purchases.

RCBC Bankard World Mastercard

The RCBC Bankard World Mastercard credit card offers several benefits to cardholders in the Philippines, including:

Generous rewards program – Cardholders can earn Rewards Points for every purchase made using the card, which can be redeemed for a wide range of rewards, such as shopping vouchers, airline miles, and more.
Travel and lifestyle perks – The card offers a variety of travel and lifestyle benefits, such as access to airport lounges, travel insurance coverage, and discounts at partner hotels and resorts.
Dining and entertainment privileges – Cardholders can enjoy exclusive discounts and privileges at partner restaurants, cinemas, and other entertainment venues.
Zero annual fees – The card has no annual fees for life, allowing cardholders to save on annual charges.
Enhanced security features – The card is equipped with enhanced security features, such as the EMV chip and the RCBC Bankard Fraud Protection Guarantee, to protect cardholders against fraud and unauthorized transactions.
Easy and flexible payment options – Cardholders can enjoy a wide range of payment options, such as automatic billing and online payments, for added convenience.
Airport lounge access – Cardholders can enjoy access to the Priority Pass lounges in major airports worldwide, providing a comfortable and convenient place to relax before flights.
Emergency assistance – The card comes with emergency assistance services, such as emergency cash and card replacement, to provide peace of mind while traveling.
Mobile banking app – The RCBC Bankard mobile app allows cardholders to manage their account, pay bills, and monitor their spending on-the-go.

Overall, the RCBC Bankard World Mastercard credit card offers a range of benefits that cater to the needs of those who want to earn rewards and enjoy travel, dining, and entertainment perks in the Philippines and abroad, while also offering a no-annual-fee-for-life feature, enhanced security features, and mobile banking capabilities. Additionally, the card offers airport lounge access and emergency assistance services, making it a great choice for frequent travelers.

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