TOP TEN CREDIT CARDS IN USA

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is a popular credit card in the USA that offers a range of benefits to cardholders, including:

• Sign-up bonus: Earn a generous sign-up bonus after you spend a certain amount within the first few months of account opening.
• Travel rewards: Earn 2x points per dollar spent on travel and dining at restaurants worldwide and 1x point per dollar spent on all other purchases. Points can be redeemed for travel through the Chase Ultimate Rewards program at a higher value.
• Transfer partners: Chase has many airline and hotel transfer partners, so you can transfer your points to travel partners such as United Airlines, Southwest Airlines, Hyatt, and Marriott Bonvoy.
• No foreign transaction fees: You won’t be charged foreign transaction fees when you use your card for purchases made outside of the United States.
• Travel protections: The Chase Sapphire Preferred® Card offers travel insurance benefits, including trip cancellation/interruption insurance, baggage delay insurance, and primary rental car insurance.
• Purchase protection: Receive coverage against damage or theft for purchases made with the card for up to 120 days after purchase.
• Flexible redemption options: You can redeem your points for travel, cash back, gift cards, and more.
• It’s important to note that some of these benefits may be subject to certain terms, conditions, and limitations, so be sure to read the card’s terms and conditions carefully before applying.

Capital One® Venture® Rewards Credit Card

The Capital One® Venture® Rewards Credit Card is a popular credit card in the USA that offers a range of benefits to cardholders, including:

• Sign-up bonus: Earn a generous sign-up bonus after you spend a certain amount within the first few months of account opening.
• Travel rewards: Earn 2x miles per dollar spent on all purchases, with no limits on the amount of miles you can earn. Miles can be redeemed for travel purchases made with the card, or for transfer to partner airline and hotel loyalty programs.
• Transfer partners: Capital One has a number of airline and hotel transfer partners, so you can transfer your miles to travel partners such as JetBlue, Emirates, and Wyndham Rewards.
• No foreign transaction fees: You won’t be charged foreign transaction fees when you use your card for purchases made outside of the United States.
• Travel protections: The Capital One® Venture® Rewards Credit Card offers travel insurance benefits, including travel accident insurance, auto rental collision damage waiver, and 24-hour travel assistance services.
• Global Entry or TSA Pre✓® credit: Receive a statement credit for the application fee for either Global Entry or TSA Pre✓® once every four years.
• Purchase protection: Receive coverage against damage or theft for purchases made with the card for up to 90 days after purchase.
• Flexible redemption options: You can redeem your miles for travel, cash back, gift cards, and more.

It’s important to note that some of these benefits may be subject to certain terms, conditions, and limitations, so be sure to read the card’s terms and conditions carefully before applying.

Citi® Double Cash Card

The Citi® Double Cash Card is a popular credit card in the USA that offers a range of benefits to cardholders, including:

• Cash back rewards: Earn 2% cash back on all purchases – 1% cash back when you make a purchase, and an additional 1% cash back when you pay for that purchase.
• No annual fee: The Citi® Double Cash Card has no annual fee, so you won’t have to pay a fee to keep the card.
• Balance transfer offer: Get a 0% introductory APR on balance transfers for 18 months (balance transfer fee applies).
• Credit score tracking: Citi provides you with access to your FICO credit score so you can monitor your credit score over time.
• Purchase protection: Receive coverage against damage or theft for purchases made with the card for up to 120 days after purchase.
• Citi® Private Pass®: Get special access to tickets for concerts, sporting events, dining experiences, and more.
• Digital wallet integration: You can add your Citi® Double Cash Card to digital wallets like Apple Pay®, Google Pay™, and Samsung Pay.

It’s important to note that some of these benefits may be subject to certain terms, conditions, and limitations, so be sure to read the card’s terms and conditions carefully before applying.

American Express® Gold Card

The American Express® Gold Card is a popular credit card in the USA that offers a range of benefits to cardholders, including:

• Rewards points: Earn 4X Membership Rewards points at restaurants worldwide, 4X Membership Rewards points at U.S. supermarkets (up to $25,000 per year in purchases, then 1X), 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com, and 1X Membership Rewards point on all other eligible purchases.
• Sign-up bonus: Earn a generous sign-up bonus after you spend a certain amount within the first few months of account opening.
• Annual statement credit: Receive up to $120 in dining credits each year at participating restaurants and food delivery services.
• Travel protections: The American Express® Gold Card offers travel insurance benefits, including trip cancellation/interruption insurance, baggage insurance, and car rental loss and damage insurance.
• No foreign transaction fees: You won’t be charged foreign transaction fees when you use your card for purchases made outside of the United States.
• Purchase protection: Receive coverage against damage or theft for purchases made with the card for up to 90 days after purchase.
• Amex Offers: Get access to exclusive offers and discounts on shopping, dining, and entertainment through the Amex Offers program.
• Premium perks: The American Express® Gold Card offers a range of premium perks, including access to the Global Lounge Collection℠ of airport lounges, preferred seating at select cultural and sporting events, and more.

It’s important to note that some of these benefits may be subject to certain terms, conditions, and limitations, so be sure to read the card’s terms and conditions carefully before applying.

Discover it® Cash Back

The Discover it® Cash Back is a popular credit card in the USA that offers a range of benefits to cardholders, including:

• Cash back rewards: Earn 5% cash back on rotating categories each quarter, up to the quarterly maximum after activation, and 1% cash back on all other purchases.
• No annual fee: The Discover it® Cash Back has no annual fee, so you won’t have to pay a fee to keep the card.
• Sign-up bonus: Discover will match all the cash back you’ve earned at the end of your first year, automatically.
• 0% intro APR: Enjoy a 0% intro APR on purchases and balance transfers for 14 months. After that, a variable APR will apply.
• Free FICO credit score: Discover provides you with access to your FICO credit score so you can monitor your credit score over time.
• Cashback match: Discover will automatically match all the cash back you’ve earned at the end of your first year, with no limit on how much you can earn.
• No foreign transaction fees: You won’t be charged foreign transaction fees when you use your card for purchases made outside of the United States.
• Freeze your account: Freeze your account in seconds to prevent new purchases, cash advances, and balance transfers if you misplace your card.
• Purchase protection: Receive coverage against damage or theft for purchases made with the card for up to 90 days after purchase.

It’s important to note that some of these benefits may be subject to certain terms, conditions, and limitations, so be sure to read the card’s terms and conditions carefully before applying.

Bank of America® Cash Rewards Credit Card

The Bank of America® Cash Rewards Credit Card is a popular credit card in the USA that offers a range of benefits to cardholders, including:

• Cash back rewards: Earn 3% cash back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings) and 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and 1% cash back on all other purchases.
• No annual fee: The Bank of America® Cash Rewards Credit Card has no annual fee, so you won’t have to pay a fee to keep the card.
• Sign-up bonus: Earn a cash rewards bonus after you make a certain amount of purchases within the first few months of account opening.
• 0% intro APR: Enjoy a 0% intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR will apply.
• Preferred Rewards: If you’re a Bank of America Preferred Rewards member, you can earn even more rewards on your purchases (up to 75% more cash back on every purchase).
• Digital wallet integration: You can add your Bank of America® Cash Rewards Credit Card to digital wallets like Apple Pay®, Google Pay™, and Samsung Pay.
• Purchase protection: Receive coverage against damage or theft for purchases made with the card for up to 90 days after purchase.
• Free FICO credit score: Bank of America provides you with access to your FICO credit score so you can monitor your credit score over time.

It’s important to note that some of these benefits may be subject to certain terms, conditions, and limitations, so be sure to read the card’s terms and conditions carefully before applying.

Wells Fargo Propel American Express® card

The Wells Fargo Propel American Express® card is a popular credit card in the USA that offers a range of benefits to cardholders, including:

• Rewards: Earn 3X points on eating out, ordering in, gas stations, rideshares, transit, flights, hotels, homestays, car rentals, and popular streaming services, and 1X points on other purchases. There are no limits or category restrictions on the points you can earn.
• Sign-up bonus: Earn a generous sign-up bonus after you make a certain amount of purchases within the first few months of account opening.
• No annual fee: The Wells Fargo Propel American Express® card has no annual fee, so you won’t have to pay a fee to keep the card.
• Digital wallet integration: You can add your Wells Fargo Propel American Express® card to digital wallets like Apple Pay®, Google Pay™, and Samsung Pay.
• 0% intro APR: Enjoy a 0% intro APR on purchases and balance transfers for 12 months. After that, a variable APR will apply.
• Cell phone protection: Receive up to $600 in protection against covered damage or theft (subject to a $25 deductible) when you pay your monthly cell phone bill with your Wells Fargo Propel American Express® card.
• Travel protection: Receive travel protection benefits including baggage insurance, travel accident insurance, and rental car insurance.
• No foreign transaction fees: You won’t be charged foreign transaction fees when you use your card for purchases made outside of the United States.
• Free FICO credit score: Wells Fargo provides you with access to your FICO credit score so you can monitor your credit score over time.
• It’s important to note that some of these benefits may be subject to certain terms, conditions, and limitations, so be sure to read the card’s terms and conditions carefully before applying.

Chase Freedom Unlimited®

The Chase Freedom Unlimited® is a popular credit card in the USA that offers a range of benefits to cardholders, including:

• Rewards: Earn unlimited 1.5% cash back on all purchases, with no minimum spend or category restrictions.
• Sign-up bonus: Earn a generous sign-up bonus after you make a certain amount of purchases within the first few months of account opening.
• 0% intro APR: Enjoy a 0% intro APR on purchases and balance transfers for 15 months. After that, a variable APR will apply.
• No annual fee: The Chase Freedom Unlimited® has no annual fee, so you won’t have to pay a fee to keep the card.
• Digital wallet integration: You can add your Chase Freedom Unlimited® card to digital wallets like Apple Pay®, Google Pay™, and Samsung Pay.
• Purchase protection: Receive coverage against damage or theft for purchases made with the card for up to 120 days after purchase.
• Extended warranty protection: Receive an additional year of coverage on eligible warranties of three years or less.
• Free credit score: Chase provides you with access to your VantageScore credit score for free so you can monitor your credit score over time.
• Refer-a-Friend bonus: You can earn bonus cash back when you refer friends and family to apply for the Chase Freedom Unlimited® card.

It’s important to note that some of these benefits may be subject to certain terms, conditions, and limitations, so be sure to read the card’s terms and conditions carefully before applying.

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is a popular credit card in the USA that offers a range of benefits to cardholders, including:

• Rewards: Earn 6% cash back on purchases at U.S. supermarkets (up to $6,000 per year, then 1%), 6% cash back on select U.S. streaming services, 3% cash back at U.S. gas stations and on transit, and 1% cash back on other purchases.
• Sign-up bonus: Earn a generous sign-up bonus after you make a certain amount of purchases within the first few months of account opening.
• 0% intro APR: Enjoy a 0% intro APR on purchases and balance transfers for 12 months. After that, a variable APR will apply.
• No annual fee: The Blue Cash Preferred® Card from American Express has an annual fee of $0 introductory annual fee for the first year, then $95, so you won’t have to pay a fee to keep the card for the first year.
• Digital wallet integration: You can add your Blue Cash Preferred® Card from American Express to digital wallets like Apple Pay®, Google Pay™, and Samsung Pay.
• Purchase protection: Receive coverage against damage or theft for purchases made with the card for up to 90 days after purchase.
• Extended warranty protection: Receive an additional year of coverage on eligible warranties of five years or less.
• Travel protection: Receive travel protection benefits including baggage insurance, travel accident insurance, and rental car insurance.
• Amex Offers: Access to exclusive offers from a variety of retailers and merchants.
• Free credit score: American Express provides you with access to your FICO credit score for free so you can monitor your credit score over time.

It’s important to note that some of these benefits may be subject to certain terms, conditions, and limitations, so be sure to read the card’s terms and conditions carefully before applying.

Southwest Rapid Rewards® Priority Credit Card

The Southwest Rapid Rewards® Priority Credit Card is a popular credit card in the USA that offers a range of benefits to cardholders, including:

• Rewards: Earn 2x points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1x point per dollar spent on all other purchases.
• Sign-up bonus: Earn a generous sign-up bonus after you make a certain amount of purchases within the first few months of account opening.
• Annual travel credit: Receive an annual $75 credit for travel on Southwest Airlines.
• Priority boarding: Receive priority boarding on Southwest flights so you can get on the plane sooner and choose the best seats.
• Four Upgraded Boardings per year: Receive up to four Upgraded Boardings per year when available.
• 20% back on inflight purchases: Receive 20% back on inflight drinks, Wi-Fi, messaging, and movies.
• No foreign transaction fees: The Southwest Rapid Rewards® Priority Credit Card has no foreign transaction fees, so you can use the card for purchases outside the US without paying extra fees.
• Anniversary bonus: Receive a bonus of 7,500 Rapid Rewards points every year on your cardmember anniversary.
• Rapid Rewards Hotel and Car Rental Partner benefits: Access to exclusive offers and benefits from Rapid Rewards hotel and car rental partners.
• Free credit score: Chase provides you with access to your VantageScore credit score for free so you can monitor your credit score over time.

It’s important to note that some of these benefits may be subject to certain terms, conditions, and limitations, so be sure to read the card’s terms and conditions carefully before applying.