TOP TEN CREDIT CARDS IN NEW ZEALAND

Here are some credit cards that you might consider:

ANZ Low Rate Visa: This card has a low interest rate and no annual fee for the first year.
BNZ Advantage Visa Platinum: This card offers a range of benefits, including cashback on purchases, travel insurance, and concierge services.
Kiwibank Airpoints Platinum Mastercard: This card lets you earn Airpoints Dollars on your purchases and comes with a range of travel benefits.
Westpac Airpoints World Mastercard: This card offers Airpoints Dollars and a range of travel benefits, including complimentary lounge access and travel insurance.
ASB Visa Platinum Rewards: This card lets you earn rewards points on your purchases and offers a range of benefits, including travel insurance and concierge services.
TSB Bank Mastercard Platinum: This card offers a low interest rate and a range of benefits, including travel insurance and purchase protection.
American Express Platinum Edge Credit Card: This card lets you earn rewards points on your purchases and offers a range of travel benefits, including complimentary travel insurance.
ANZ Cashback Visa: This card offers cashback on your purchases and has a low annual fee.
BNZ Lite Visa: This card has a low annual fee and a low interest rate.
ASB Visa Light: This card has a low annual fee and a low interest rate.

It’s important to note that the best credit card for you will depend on your individual needs and spending habits. It’s always a good idea to compare different credit cards and read the terms and conditions carefully before applying for one.

ANZ Low Rate Visa credit card

The ANZ Low Rate Visa credit card in New Zealand offers a range of benefits to cardholders. Some of the benefits of this credit card are:

Low interest rate: The ANZ Low Rate Visa credit card has a low interest rate on purchases and cash advances, which can help you save money on interest charges.
No annual fee for the first year: Cardholders can enjoy no annual fee for the first year, which can save you money.
Balance transfer offer: Cardholders can transfer balances from other credit cards to the ANZ Low Rate Visa credit card and enjoy a low promotional interest rate on the transferred balance for a set period.
Easy payment options: The ANZ Low Rate Visa credit card offers flexible payment options, including the ability to set up automatic payments and pay bills online.
Contactless payments: The ANZ Low Rate Visa credit card allows for contactless payments, making it easy and convenient to pay for purchases.
Fraud protection: The ANZ Low Rate Visa credit card offers fraud protection, so you can feel secure when making purchases with your card.
Emergency card replacement: If your card is lost or stolen, ANZ can replace your card quickly to minimize any inconvenience.

Overall, the ANZ Low Rate Visa credit card can be a good choice for those looking for a low interest rate and flexible payment options, as well as those who want to take advantage of the balance transfer offer.

BNZ Advantage Visa Platinum credit card

The BNZ Advantage Visa Platinum credit card in New Zealand offers a range of benefits to cardholders. Some of the benefits of this credit card are:

Cashback rewards: Cardholders can earn cashback rewards on their purchases, which can be redeemed for statement credit or transferred to a BNZ savings or transaction account.
Travel insurance: The BNZ Advantage Visa Platinum credit card includes complimentary travel insurance for the cardholder and their family when they pay for their trip using their card.
Concierge service: Cardholders have access to a 24/7 concierge service, which can help with travel arrangements, restaurant reservations, and more.
Purchase protection: The BNZ Advantage Visa Platinum credit card offers purchase protection, which covers eligible purchases against accidental damage or theft.
Extended warranty: Cardholders receive an extended warranty on eligible purchases, which adds an extra year of coverage to the manufacturer’s warranty.
PriceGuard: If a cardholder finds a lower price on an eligible item within 30 days of purchase, the BNZ Advantage Visa Platinum credit card can refund the difference.
Visa Entertainment: Cardholders can access pre-sale tickets and exclusive offers to a range of entertainment events in New Zealand.

Overall, the BNZ Advantage Visa Platinum credit card can be a good choice for those who want to earn cashback rewards on their purchases and enjoy a range of travel and purchase benefits. The concierge service and other exclusive offers can also be attractive to frequent travelers or those who enjoy entertainment and dining out. It’s important to note that the card does come with an annual fee, so it may not be the best choice for those looking for a no-fee credit card.

Kiwibank Airpoints Platinum Mastercard credit card

The Kiwibank Airpoints Platinum Mastercard credit card in New Zealand offers a range of benefits to cardholders. Some of the benefits of this credit card are:

Airpoints Dollars: Cardholders can earn Airpoints Dollars on their purchases, which can be used to purchase flights, rental cars, hotels, and other travel-related expenses.
Travel benefits: The Kiwibank Airpoints Platinum Mastercard credit card includes a range of travel benefits, including travel insurance, airport lounge access, and priority check-in.
Purchase protection: The card offers purchase protection, which covers eligible purchases against accidental damage or theft.
Extended warranty: Cardholders receive an extended warranty on eligible purchases, which adds an extra year of coverage to the manufacturer’s warranty.
PriceGuard: If a cardholder finds a lower price on an eligible item within 30 days of purchase, the Kiwibank Airpoints Platinum Mastercard credit card can refund the difference.
Contactless payments: The card allows for contactless payments, making it easy and convenient to pay for purchases.
Balance transfer offer: Cardholders can transfer balances from other credit cards to the Kiwibank Airpoints Platinum Mastercard credit card and enjoy a low promotional interest rate on the transferred balance for a set period.

Overall, the Kiwibank Airpoints Platinum Mastercard credit card can be a good choice for those who want to earn Airpoints Dollars on their purchases and enjoy a range of travel and purchase benefits. The card’s contactless payment feature and balance transfer offer can also be attractive to some users. However, it’s important to note that the card does come with an annual fee, so it may not be the best choice for those looking for a no-fee credit card.

Westpac Airpoints World Mastercard credit card

The Westpac Airpoints World Mastercard credit card in New Zealand offers a range of benefits to cardholders. Some of the benefits of this credit card are:

Airpoints Dollars: Cardholders can earn Airpoints Dollars on their purchases, which can be used to purchase flights, rental cars, hotels, and other travel-related expenses.
Travel benefits: The Westpac Airpoints World Mastercard credit card includes a range of travel benefits, including travel insurance, airport lounge access, and priority check-in.
Purchase protection: The card offers purchase protection, which covers eligible purchases against accidental damage or theft.
Extended warranty: Cardholders receive an extended warranty on eligible purchases, which adds an extra year of coverage to the manufacturer’s warranty.
PricePromise: If a cardholder finds a lower price on an eligible item within 30 days of purchase, the Westpac Airpoints World Mastercard credit card can refund the difference.
Concierge service: Cardholders have access to a 24/7 concierge service, which can help with travel arrangements, restaurant reservations, and more.
Contactless payments: The card allows for contactless payments, making it easy and convenient to pay for purchases.

Overall, the Westpac Airpoints World Mastercard credit card can be a good choice for those who want to earn Airpoints Dollars on their purchases and enjoy a range of travel and purchase benefits. The card’s concierge service and contactless payment feature can also be attractive to some users. However, it’s important to note that the card does come with an annual fee, so it may not be the best choice for those looking for a no-fee credit card.

ASB Visa Platinum Rewards credit card

The ASB Visa Platinum Rewards credit card in New Zealand offers a range of benefits to cardholders. Some of the benefits of this credit card are:

True Rewards points: Cardholders can earn True Rewards points on their purchases, which can be redeemed for a range of rewards, including flights, merchandise, and vouchers.
Travel insurance: The ASB Visa Platinum Rewards credit card includes complimentary travel insurance for the cardholder and their family when they pay for their trip using their card.
Purchase protection: The card offers purchase protection, which covers eligible purchases against accidental damage or theft.
Extended warranty: Cardholders receive an extended warranty on eligible purchases, which adds an extra year of coverage to the manufacturer’s warranty.
PriceProtection: If a cardholder finds a lower price on an eligible item within 30 days of purchase, the ASB Visa Platinum Rewards credit card can refund the difference.
Visa Entertainment: Cardholders can access pre-sale tickets and exclusive offers to a range of entertainment events in New Zealand.
Contactless payments: The card allows for contactless payments, making it easy and convenient to pay for purchases.

Overall, the ASB Visa Platinum Rewards credit card can be a good choice for those who want to earn True Rewards points on their purchases and enjoy a range of travel and purchase benefits. The card’s purchase protection, extended warranty, and contactless payment feature can also be attractive to some users. However, it’s important to note that the card does come with an annual fee, so it may not be the best choice for those looking for a no-fee credit card.

TSB Bank Mastercard Platinum credit card

The TSB Bank Mastercard Platinum credit card in New Zealand offers a range of benefits to cardholders. Some of the benefits of this credit card are:

Rewards points: Cardholders can earn Rewards points on their purchases, which can be redeemed for a range of rewards, including flights, merchandise, and vouchers.
Travel insurance: The TSB Bank Mastercard Platinum credit card includes complimentary travel insurance for the cardholder and their family when they pay for their trip using their card.
Purchase protection: The card offers purchase protection, which covers eligible purchases against accidental damage or theft.
Extended warranty: Cardholders receive an extended warranty on eligible purchases, which adds an extra year of coverage to the manufacturer’s warranty.
PricePromise: If a cardholder finds a lower price on an eligible item within 30 days of purchase, the TSB Bank Mastercard Platinum credit card can refund the difference.
Concierge service: Cardholders have access to a 24/7 concierge service, which can help with travel arrangements, restaurant reservations, and more.
Contactless payments: The card allows for contactless payments, making it easy and convenient to pay for purchases.

Overall, the TSB Bank Mastercard Platinum credit card can be a good choice for those who want to earn Rewards points on their purchases and enjoy a range of travel and purchase benefits. The card’s purchase protection, extended warranty, and concierge service can also be attractive to some users. However, it’s important to note that the card does come with an annual fee, so it may not be the best choice for those looking for a no-fee credit card.

American Express Platinum Edge Credit Card

The American Express Platinum Edge Credit Card in New Zealand offers a range of benefits to cardholders. Some of the benefits of this credit card are:

Rewards points: Cardholders can earn Membership Rewards points on their purchases, which can be redeemed for a range of rewards, including flights, merchandise, and vouchers.
Complimentary travel insurance: The American Express Platinum Edge Credit Card includes complimentary travel insurance for the cardholder and their family when they pay for their trip using their card.
Purchase protection: The card offers purchase protection, which covers eligible purchases against accidental damage or theft.
Extended warranty: Cardholders receive an extended warranty on eligible purchases, which adds an extra year of coverage to the manufacturer’s warranty.
Price Protection: If a cardholder finds a lower price on an eligible item within 30 days of purchase, the American Express Platinum Edge Credit Card can refund the difference.
American Express Selects: Cardholders can access exclusive offers and discounts at a range of restaurants, hotels, and retailers.
Contactless payments: The card allows for contactless payments, making it easy and convenient to pay for purchases.

Overall, the American Express Platinum Edge Credit Card can be a good choice for those who want to earn Membership Rewards points on their purchases and enjoy a range of travel and purchase benefits. The card’s complimentary travel insurance, purchase protection, and extended warranty can also be attractive to some users. However, it’s important to note that American Express may not be as widely accepted as Visa or Mastercard, so it’s a good idea to have a backup payment method when using this card. Additionally, the card does come with an annual fee, so it may not be the best choice for those looking for a no-fee credit card.

ANZ Cashback Visa credit card

The ANZ Cashback Visa credit card in New Zealand offers a range of benefits to cardholders, primarily focused on cashback rewards. Some of the benefits of this credit card are:

Cashback rewards: Cardholders can earn cashback rewards on eligible purchases, which are automatically credited to their account each month.
Contactless payments: The card allows for contactless payments, making it easy and convenient to pay for purchases.
Visa Entertainment: Cardholders can access exclusive pre-sale tickets, offers, and experiences through Visa Entertainment.
Fraud protection: ANZ provides fraud protection for all cardholders, which helps to protect against unauthorized transactions.
Mobile payments: The card can be added to compatible digital wallets, including Apple Pay and Google Pay, for easy mobile payments.
Worldwide acceptance: The ANZ Cashback Visa credit card is accepted at millions of locations worldwide, wherever Visa is accepted.

Overall, the ANZ Cashback Visa credit card can be a good choice for those who want to earn cashback rewards on their purchases and enjoy the convenience of contactless payments. The card’s Visa Entertainment and fraud protection can also be attractive to some users. However, it’s important to note that the card does come with an annual fee, so it may not be the best choice for those looking for a no-fee credit card. Additionally, the cashback rewards may not be as high as those offered by some other cashback credit cards in New Zealand, so it’s important to consider how much cashback you’re likely to earn before choosing this card.

BNZ Lite Visa credit card

The BNZ Lite Visa credit card in New Zealand is a no-frills credit card designed for those who want a basic credit card without additional features. Some of the benefits of this credit card are:

No annual fee: The card has no annual fee, making it a good choice for those looking for a low-cost credit card.
Contactless payments: The card allows for contactless payments, making it easy and convenient to pay for purchases.
Worldwide acceptance: The BNZ Lite Visa credit card is accepted at millions of locations worldwide, wherever Visa is accepted.
Fraud protection: BNZ provides fraud protection for all cardholders, which helps to protect against unauthorized transactions.
Mobile payments: The card can be added to compatible digital wallets, including Apple Pay and Google Pay, for easy mobile payments.

Overall, the BNZ Lite Visa credit card can be a good choice for those who want a basic credit card without any additional features or fees. The card’s lack of an annual fee, contactless payments, and worldwide acceptance can be attractive to some users. However, it’s important to note that the card does not offer any rewards or benefits beyond its basic features, so it may not be the best choice for those looking to earn rewards on their purchases or access additional cardholder benefits.

ASB Visa Light credit card

The ASB Visa Light credit card in New Zealand is a low-cost credit card that offers some basic features to cardholders. Some of the benefits of this credit card are:

No annual fee: The card has no annual fee, making it a good choice for those looking for a low-cost credit card.
Contactless payments: The card allows for contactless payments, making it easy and convenient to pay for purchases.
Worldwide acceptance: The ASB Visa Light credit card is accepted at millions of locations worldwide, wherever Visa is accepted.
Fraud protection: ASB provides fraud protection for all cardholders, which helps to protect against unauthorized transactions.
Mobile payments: The card can be added to compatible digital wallets, including Apple Pay and Google Pay, for easy mobile payments.
Purchase protection: The card comes with purchase protection, which covers eligible purchases against loss, theft, or accidental damage for up to 90 days.

Overall, the ASB Visa Light credit card can be a good choice for those who want a basic credit card without any additional features or fees. The card’s lack of an annual fee, contactless payments, and worldwide acceptance can be attractive to some users, while its purchase protection can provide added peace of mind when making purchases. However, it’s important to note that the card does not offer any rewards or benefits beyond its basic features, so it may not be the best choice for those looking to earn rewards on their purchases or access additional cardholder benefits.

Facebook Tweet Pin LinkedIn