TOP TEN CREDIT CARD IN MALTA

Here are some of the top credit cards in Malta:

1. Bank of Valletta Visa Gold Card: Offers benefits such as travel insurance, purchase protection, and cashback rewards.
2. HSBC Premier Mastercard Credit Card: Offers benefits such as travel insurance, access to airport lounges, and reward points.
3. APS Bank Visa Gold Card: Offers benefits such as purchase protection, travel insurance, and reward points.
4. BOV Visa Classic Card: Offers benefits such as cashback rewards, purchase protection, and access to BOV Bonus Points Scheme.
5. HSBC Advance Mastercard Credit Card: Offers benefits such as reward points, access to airport lounges, and travel insurance.
6. Lombard Bank Visa Gold Card: Offers benefits such as cashback rewards, travel insurance, and purchase protection.
7. FIMBank Visa Infinite Credit Card: Offers benefits such as access to airport lounges, reward points, and travel insurance.
8. Banif Bank Visa Gold Card: Offers benefits such as reward points, travel insurance, and purchase protection.
9. MeDirect Visa Classic Card: Offers benefits such as reward points, travel insurance, and purchase protection.
10. BNF Bank Visa Classic Card: Offers benefits such as reward points, purchase protection, and access to BNF Bank Reward Scheme.

It’s worth noting that the benefits and features of each credit card can vary, so it’s important to compare the different options and choose the one that best fits your needs and spending habits.

Bank of Valletta Visa Gold Card

The Bank of Valletta Visa Gold Card credit card in Malta offers a range of benefits, including:

• Travel insurance: Cardholders can benefit from travel insurance coverage when they use the card to purchase their travel tickets.
• Purchase protection: The card offers purchase protection, which means that items purchased with the card are protected against damage or theft for up to 90 days from the date of purchase.
• Cashback rewards: Cardholders can earn cashback rewards on their purchases, making it an attractive option for those who use their credit card frequently.
• Free airport lounge access: Cardholders can enjoy free access to selected airport lounges when they travel abroad.
• BOV Bonus Points: The card comes with a BOV Bonus Points Scheme, which allows cardholders to earn points on every purchase they make using the card. These points can be redeemed for a range of rewards, such as shopping vouchers, hotel stays, and flights.
• Concierge service: Cardholders can access a dedicated concierge service that can assist with travel bookings, restaurant reservations, and other requests.
• Contactless payments: The card supports contactless payments, making it easy and convenient to pay for purchases.
• Secure online transactions: The card comes with Verified by Visa protection, which provides an extra layer of security when making online purchases.
• Easy payment options: Cardholders can choose to pay off their balance in full each month or opt for a minimum payment plan.

Overall, the Bank of Valletta Visa Gold Card credit card is an attractive option for those who want to earn rewards on their purchases and enjoy travel benefits such as free airport lounge access and travel insurance coverage. The card also offers added benefits such as purchase protection, a concierge service, and secure online transactions, making it a well-rounded option for everyday use.

HSBC Premier Mastercard Credit Card

The HSBC Premier Mastercard Credit Card in Malta offers a range of benefits, including:

• Travel insurance: Cardholders can benefit from travel insurance coverage when they use the card to purchase their travel tickets.
• Access to airport lounges: Cardholders can enjoy free access to selected airport lounges when they travel abroad.
• Reward points: Cardholders can earn reward points on their purchases, which can be redeemed for a range of rewards such as shopping vouchers, hotel stays, and flights.
• Easy payment options: Cardholders can choose to pay off their balance in full each month or opt for a minimum payment plan.
• Balance transfer: Cardholders can transfer balances from other credit cards to their HSBC Premier Mastercard Credit Card and benefit from a lower interest rate for a period of time.
• Contactless payments: The card supports contactless payments, making it easy and convenient to pay for purchases.
• Purchase protection: The card offers purchase protection, which means that items purchased with the card are protected against damage or theft for up to 90 days from the date of purchase.
• Extended warranty: The card also offers extended warranty protection, which extends the manufacturer’s warranty on eligible purchases for up to an additional 12 months.
• Secure online transactions: The card comes with Mastercard SecureCode protection, which provides an extra layer of security when making online purchases.
• Interest-free period: Cardholders can benefit from an interest-free period of up to 56 days on their purchases.

Overall, the HSBC Premier Mastercard Credit Card is an attractive option for those who want to earn rewards on their purchases and enjoy travel benefits such as free airport lounge access and travel insurance coverage. The card also offers added benefits such as purchase protection, extended warranty protection, and secure online transactions, making it a well-rounded option for everyday use.

APS Bank Visa Gold Card

The APS Bank Visa Gold Card Credit Card in Malta offers a range of benefits, including:

• Travel insurance: Cardholders can benefit from travel insurance coverage when they use the card to purchase their travel tickets.
• Purchase protection: The card offers purchase protection, which means that items purchased with the card are protected against damage or theft for up to 90 days from the date of purchase.
• Cashback rewards: Cardholders can earn cashback rewards on their purchases, making it an attractive option for those who use their credit card frequently.
• Free airport lounge access: Cardholders can enjoy free access to selected airport lounges when they travel abroad.
• Visa Concierge service: Cardholders can access a dedicated Visa Concierge service that can assist with travel bookings, restaurant reservations, and other requests.
• Contactless payments: The card supports contactless payments, making it easy and convenient to pay for purchases.
• Secure online transactions: The card comes with Verified by Visa protection, which provides an extra layer of security when making online purchases.
• Interest-free period: Cardholders can benefit from an interest-free period of up to 56 days on their purchases.
• Easy payment options: Cardholders can choose to pay off their balance in full each month or opt for a minimum payment plan.
• Supplementary cards: Cardholders can request supplementary cards for family members or friends at no extra cost.

Overall, the APS Bank Visa Gold Card Credit Card is an attractive option for those who want to earn rewards on their purchases and enjoy travel benefits such as free airport lounge access and travel insurance coverage. The card also offers added benefits such as purchase protection, a Visa Concierge service, and secure online transactions, making it a well-rounded option for everyday use.

BOV Visa Classic Card

The BOV Visa Classic Card Credit Card in Malta offers a range of benefits, including:

• Easy payment options: Cardholders can choose to pay off their balance in full each month or opt for a minimum payment plan.
• Contactless payments: The card supports contactless payments, making it easy and convenient to pay for purchases.
• Secure online transactions: The card comes with Verified by Visa protection, which provides an extra layer of security when making online purchases.
• Interest-free period: Cardholders can benefit from an interest-free period of up to 50 days on their purchases.
• Purchase protection: The card offers purchase protection, which means that items purchased with the card are protected against damage or theft for up to 90 days from the date of purchase.
• Supplementary cards: Cardholders can request supplementary cards for family members or friends at no extra cost.
• Mobile banking: Cardholders can manage their account and make payments using the BOV mobile banking app.
• Free SMS alerts: Cardholders can receive free SMS alerts for every transaction made with the card, providing additional security.
• Rewards program: The card offers a rewards program where cardholders can earn points for every purchase made with the card. Points can be redeemed for a range of rewards such as shopping vouchers, hotel stays, and flights.
• Easy cash withdrawals: Cardholders can use the card to withdraw cash from ATMs both locally and internationally.

Overall, the BOV Visa Classic Card Credit Card is an attractive option for those who want a basic credit card with no frills. The card offers a range of benefits such as easy payment options, contactless payments, and secure online transactions. The rewards program and interest-free period provide additional benefits for those who use their credit card frequently.

HSBC Advance Mastercard Credit Card

The HSBC Advance Mastercard Credit Card in Malta offers a range of benefits, including:

• Generous credit limit: Cardholders can enjoy a generous credit limit based on their income and creditworthiness.
• Contactless payments: The card supports contactless payments, making it easy and convenient to pay for purchases.
• Worldwide acceptance: The card is accepted at millions of locations worldwide, including online and in-store.
• Secure online transactions: The card comes with Mastercard SecureCode protection, which provides an extra layer of security when making online purchases.
• Interest-free period: Cardholders can benefit from an interest-free period of up to 56 days on their purchases.
• Balance transfer facility: Cardholders can transfer their outstanding balance from another credit card to their HSBC Advance Mastercard Credit Card and enjoy a lower interest rate for up to 6 months.
• Supplementary cards: Cardholders can request supplementary cards for family members or friends at no extra cost.
• Mobile banking: Cardholders can manage their account and make payments using the HSBC mobile banking app.
• Easy cash withdrawals: Cardholders can use the card to withdraw cash from ATMs both locally and internationally.
• Rewards program: The card offers a rewards program where cardholders can earn points for every purchase made with the card. Points can be redeemed for a range of rewards such as shopping vouchers, hotel stays, and flights.

Overall, the HSBC Advance Mastercard Credit Card is an attractive option for those who want a credit card with a generous credit limit and a range of benefits such as contactless payments, secure online transactions, and a rewards program. The balance transfer facility and interest-free period provide additional benefits for those looking to manage their finances better.

Lombard Bank Visa Gold Card

The Lombard Bank Visa Gold Card in Malta offers a range of benefits, including:

• Generous credit limit: The card offers a generous credit limit based on the cardholder’s income and creditworthiness.
• Travel insurance: The card comes with complimentary travel insurance that covers medical expenses, trip cancellation, and lost luggage.
• Purchase protection: The card provides purchase protection that covers theft or accidental damage of eligible items purchased with the card.
• Contactless payments: The card supports contactless payments, making it easy and convenient to pay for purchases.
• Secure online transactions: The card comes with Verified by Visa protection, which provides an extra layer of security when making online purchases.
• Supplementary cards: Cardholders can request supplementary cards for family members or friends at no extra cost.
• Interest-free period: Cardholders can benefit from an interest-free period of up to 50 days on their purchases.
• Mobile banking: Cardholders can manage their account and make payments using the Lombard Bank mobile banking app.
• Easy cash withdrawals: Cardholders can use the card to withdraw cash from ATMs both locally and internationally.
• Rewards program: The card offers a rewards program where cardholders can earn points for every purchase made with the card. Points can be redeemed for a range of rewards such as shopping vouchers, hotel stays, and flights.

Overall, the Lombard Bank Visa Gold Card is an attractive option for those who want a credit card with a range of benefits such as travel insurance, purchase protection, and a rewards program. The interest-free period and contactless payment support add to the convenience of using the card for everyday purchases, while the mobile banking app and supplementary cards provide flexibility in managing the account.

FIMBank Visa Infinite Credit Card

The FIMBank Visa Infinite Credit Card in Malta offers a range of benefits, including:

• Generous credit limit: The card offers a generous credit limit based on the cardholder’s income and creditworthiness.
• Travel benefits: The card comes with a range of travel benefits, including complimentary airport lounge access, travel insurance, and concierge services.
• Purchase protection: The card provides purchase protection that covers theft or accidental damage of eligible items purchased with the card.
• Contactless payments: The card supports contactless payments, making it easy and convenient to pay for purchases.
• Secure online transactions: The card comes with Verified by Visa protection, which provides an extra layer of security when making online purchases.
• Supplementary cards: Cardholders can request supplementary cards for family members or friends at no extra cost.
• Interest-free period: Cardholders can benefit from an interest-free period of up to 56 days on their purchases.
• Mobile banking: Cardholders can manage their account and make payments using the FIMBank mobile banking app.
• Easy cash withdrawals: Cardholders can use the card to withdraw cash from ATMs both locally and internationally.
• Rewards program: The card offers a rewards program where cardholders can earn points for every purchase made with the card. Points can be redeemed for a range of rewards such as shopping vouchers, hotel stays, and flights.

Overall, the FIMBank Visa Infinite Credit Card is an attractive option for those who want a premium credit card with a range of travel benefits, purchase protection, and a rewards program. The interest-free period and contactless payment support add to the convenience of using the card for everyday purchases, while the mobile banking app and supplementary cards provide flexibility in managing the account.

Banif Bank Visa Gold Card

The Banif Bank Visa Gold Card in Malta offers a range of benefits, including:

1. Generous credit limit: The card offers a generous credit limit based on the cardholder’s income and creditworthiness.
2. Travel benefits: The card comes with a range of travel benefits, including travel insurance, worldwide emergency assistance, and discounts on car rentals.
3. Purchase protection: The card provides purchase protection that covers theft or accidental damage of eligible items purchased with the card.
4. Contactless payments: The card supports contactless payments, making it easy and convenient to pay for purchases.
5. Secure online transactions: The card comes with Verified by Visa protection, which provides an extra layer of security when making online purchases.
6. Supplementary cards: Cardholders can request supplementary cards for family members or friends at no extra cost.
7. Interest-free period: Cardholders can benefit from an interest-free period of up to 45 days on their purchases.
8. Mobile banking: Cardholders can manage their account and make payments using the Banif Bank mobile banking app.
9. Easy cash withdrawals: Cardholders can use the card to withdraw cash from ATMs both locally and internationally.
10. Rewards program: The card offers a rewards program where cardholders can earn points for every purchase made with the card. Points can be redeemed for a range of rewards such as shopping vouchers, hotel stays, and flights.

Overall, the Banif Bank Visa Gold Card is an attractive option for those who want a credit card with a range of travel benefits, purchase protection, and a rewards program. The interest-free period and contactless payment support add to the convenience of using the card for everyday purchases, while the mobile banking app and supplementary cards provide flexibility in managing the account.

MeDirect Visa Classic Card

The MeDirect Visa Classic Card credit card in Malta offers the following benefits:

1. No annual fee: The MeDirect Visa Classic Card has no annual fee, making it an affordable option for those looking for a basic credit card.
2. Competitive interest rate: The card comes with a competitive interest rate, making it an attractive option for those who carry a balance on their credit card.
3. Free travel insurance: The MeDirect Visa Classic Card provides free travel insurance to the cardholder and their family when they pay for travel tickets using the card.
4. Purchase protection: The card provides purchase protection for items bought using the card, covering loss, theft, or accidental damage within 90 days from the purchase date.
5. Fraud protection: The MeDirect Visa Classic Card offers fraud protection, safeguarding the cardholder against unauthorized purchases made using their card.
6. Worldwide acceptance: The card is accepted worldwide, making it an excellent choice for those who frequently travel or shop online from international merchants.

It’s important to note that the benefits and features of the MeDirect Visa Classic Card may change over time, so it’s recommended to review the terms and conditions before applying for the card.

BNF Bank Visa Classic Card

The BNF Bank Visa Classic Card in Malta offers the following benefits:

1. Wide acceptance: The Visa Classic Card is accepted at over 44 million merchants worldwide, including online and in-store purchases.
2. Contactless payments: You can use the card to make contactless payments for transactions up to €50 without entering a PIN.
3. Zero liability: You won’t be held liable for any unauthorized transactions made with your card, provided you have taken reasonable care to protect your card and reported the loss or theft of the card to the bank.
4. Rewards program: You can earn points for every purchase made with the card, which can be redeemed for a variety of rewards, including travel, shopping vouchers, and more.
5. Balance transfers: You can transfer your balance from other credit cards to the BNF Bank Visa Classic Card and enjoy a lower interest rate for the first six months.
6. SMS alerts: You can receive SMS alerts for every transaction made with the card, helping you keep track of your spending and detect any suspicious activity.
7. Installment plans: You can convert your large purchases into affordable monthly installments with the BNF Bank FlexiPlan.

It’s worth noting that the specific benefits of the BNF Bank Visa Classic Card may vary depending on the cardholder’s credit history and other factors. It’s recommended to check with the bank for full details of the benefits and eligibility criteria.